Or one machine could repeat the same erroneous activity several times, leading to an unforeseen accumulation of losses. The same programming error or hacker attack could be replicated on numerous machines. AI could enable more serious incidents to occur by lowering the cost of devising cyber-attacks and enabling more targeted incidents. It could help to reduce cyber risk by better detecting attacks, but also increase it if malicious hackers are able to take control. In the area of security and defense, AI-powered software will dramatically alter the digital security threat landscape. Use of AI in the healthcare sector could eradicate many incurable diseases and help deliver care to remote areas but could also impact data privacy and patients’ rights. It is estimated it could help reduce the number of road accidents by as much as 90%, but also brings questions about liability and ethics in the event of an incident occurring. Meanwhile, increasing interconnectivity means vulnerability of automated, autonomous or self-learning machines to failure or malicious cyber acts will only increase, as will the potential for larger-scale disruptions and losses, particularly if critical infrastructure is involved.ĪI is expected to improve safety in the mobility sector. Companies face new liability scenarios and challenges as responsibility shifts from human to machine. According to the Allianz Risk Barometer 2018, impact of AI and other forms of new technology already rank as the seventh top business risk, ahead of political risk and climate change 2. The rate of adoption depends on the level of investment in research and development in each application field.įor businesses, the potential threats could easily counterbalance the huge benefits of such a revolutionary technology. Risks and benefits will appear in the short- or long-term depending on how long it takes for “strong” AI applications to be deployed in the real world. It will disrupt the labor market, changing the nature of long-established roles, and could be used to influence political thinking and opinion. Beyond being beneficial for several reasons, AI also comes with far-reaching implications for the economy, politics, mobility, healthcare, security and the environment.
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